Atlas Funded vs Apex Trader Funding

On the numbers: Apex Trader Funding pays the higher profit split; Atlas Funded has the cheaper entry point; Apex Trader Funding rates higher on Trustpilot. The right choice depends on which of those you weigh most - the rules, pricing and payout detail below is where they really separate.

Atlas Funded

multiple eval. 90% split, on-demand payouts.

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Apex Trader Funding

1-step eval. 90% split, 24-48h payouts.

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At a glance

	Atlas Funded	Apex Trader Funding
TradingBay Rating	7.6	8.3 ★
Category	Forex	Futures
Founded	2024	2021
Profit Split	Up to 80%	100% ★
Payout Cycle	Bi-weekly	Every 8 days
Account Sizes	$5K–$400K	$25K–$150K
Cheapest Challenge	$38 ★	$199
Platforms	MT5, TradeLocker, Match-Trader	NinjaTrader, Tradovate, Rithmic / R\|Trader Pro, TradingView (via Tradovate), WealthCharts
Trustpilot	4	4.2 ★

Which is cheaper at $50K and $100K?

Lowest listed price for that account size, across each firm's challenge types.

	Atlas Funded	Apex Trader Funding
$25K account	$148 ★	$199
$50K account	$228 ★	$249
$100K account	$368 ★	$399
$200K account	$668	-

Rules head-to-head

Drawdown type is the rule that catches most traders out - read it before the profit split.

	Atlas Funded	Apex Trader Funding
Rules grade	C - Flexible headline rules, demanding fine print	C+ - Simple rules, restrictive payout structure
Drawdown type	Static max overall loss on 1 Step (7%), 1 Step Pro (6%), 2 Step (10%), 2 Step Pro (8%), 3 Step (8%) and Access funded stage (6%); trailing on Instant Funded (5%, locks at breakeven after 5% profit) and $1 Pay Later 1-Step (8%)	EOD: trailing threshold recalculated once daily at market close, enforced next session (includes unrealized PnL on PA). Intraday: real-time trailing on peak balance incl. unrealized gains; never resets down.
Daily loss limit	1 Step 4%, 1 Step Pro 3%, 2 Step 5%, 2 Step Pro 5%, 3 Step 4%, Instant 3%, Access/Pay Later 5% (3% funded) - based on previous day's highest balance or equity, resets midnight UTC	EOD plans: fixed DLL ($500/$1,000/$1,500/$2,000 by size; tier-scaled on PA) - hitting it pauses trading for the session, no fail. Intraday plans: none.
Profit target	1 Step 11%; 1 Step Pro 9%; 2 Step 9%/5%; 2 Step Pro 8%/5%; 3 Step 6%/6%/6%; Pay Later 2-Step 6%/4%; $0/$1 Access 4%; Instant none	-
Consistency rule	None on standard evaluations; Instant Funded 20%; $1 Pay Later 1-Step funded 25% (blocks payout, not a breach)	None during evaluation. 50% on funded PA: no single day may be >=50% of profit since last approved payout.
News trading	Allowed during evaluation (before, during and after major news)	Permitted (no blanket restriction).
EAs / automation	Allowed on all stages, evaluation and funded	Prohibited activities ban rule circumvention and cross-account hedging; evaluations must be passed with independent directional trading. Up to 20 PAs concurrently.
Weekend holding	Allowed - overnight and weekend holding permitted at all stages	Not applicable - positions are closed by session end; no overnight/weekend holding.
Min trading days	1 Step 5 (1% profit/day), 1 Step Pro 4 (1%/day), 2 Step 5/phase (0.5%/day), 2 Step Pro 5/phase (0.5%/day), 3 Step 4/phase (0.5%/day), Instant 5 (1%/day); waivable via add-on	None in evaluation (one-day pass possible). PA payouts need 5 qualifying profit days per cycle.
Time limit	Unlimited on all models	30 calendar days of access per one-time fee; no extensions, no resets - failed or expired evals require a new purchase.

Payouts head-to-head

	Atlas Funded	Apex Trader Funding
Profit split (full terms)	80% default, upgradeable to 100% via checkout add-on (+20% fee); Pro models add 5-15% of evaluation-phase profits	100% of approved payouts (no split on sim-funded Performance Accounts)
Payout frequency	Default: first reward 14 days after first funded trade, then every 14 days (Instant: 28 then 14; 1 Step Pro: every 30); weekly / bi-weekly / on-demand via add-ons; 24h Payout Reward Guarantee	Up to weekly - after 5 qualifying profit days per cycle; review within ~2 business days, funds sent in 3-4 business days
First payout	After 14 days by default (Instant Funded: 28 days; 1 Step Pro: 30 days); on-demand or weekly with add-ons	After 5 qualifying profit days (min daily profit $100-$350 by size) and balance above safety net (drawdown limit + $100) plus $500
Minimum payout	$100	$500 per request
Scaling	Scaling plan available for consistently profitable traders (reviewed individually); maximum active funded allocation is $400,000 per trader (e.g. 4 x $100K). Challenge fee refunded on the 4th payout (5th on Instant Funded); 1 Step Pro pays 15% of evaluation profits on the 3rd reward, 2 Step Pro pays 5% (Step 1) + 10% (Step 2).	Tier-based scaling on Performance Accounts: contract limits and daily loss limits increase with end-of-day balance; payout ladder rises from $1,000-$2,500 (payout #1) to $1,000-$5,000 (payout #6) by size

Who should choose which?

Choose Atlas Funded if…

· You want the cheaper entry ($38 vs $199).

· You're buying a $50K account ($228 vs $249).

· You want to withdraw more often (Bi-weekly vs Every 8 days).

· You want no clock on the evaluation.

· You run EAs or automated strategies.

· You swing trade and hold over the weekend.

Choose Apex Trader Funding if…

· The headline profit split matters most (100% vs 80%).

· Independent reputation matters to you (Trustpilot 4.2 vs 4).