FTMO vs Goat Funded Trader
On the numbers: Goat Funded Trader pays the higher profit split. The right choice depends on which of those you weigh most - the rules, pricing and payout detail below is where they really separate.
At a glance
| FTMO | Goat Funded Trader | |
|---|---|---|
| TradingBay Rating | 9.5 ★ | 7.4 |
| Category | Forex | Forex |
| Founded | 2015 | 2023 |
| Profit Split | Up to 90% | Up to 100% ★ |
| Payout Cycle | On demand | Bi-weekly |
| Account Sizes | $10K–$200K | $2.5K–$400K |
| Cheapest Challenge | €155 | $36 |
| Platforms | MetaTrader 4, MetaTrader 5, cTrader | MetaTrader 5, cTrader, Match-Trader, TradeLocker, Volumetrica |
| Trustpilot | 4.8 | - |
Which is cheaper at $50K and $100K?
Prices shown in each firm's own currency or billing model, so not every size has a like-for-like winner.
| FTMO | Goat Funded Trader | |
|---|---|---|
| $25K account | €250 | - |
| $50K account | €345 | - |
| $100K account | €540 | $438 |
| $200K account | €1,080 | $665 |
Rules head-to-head
Drawdown type is the rule that catches most traders out - read it before the profit split.
| FTMO | Goat Funded Trader | |
|---|---|---|
| Rules grade | A - Clear, well-documented and stable ★ | C - Permissive headline rules, but dense fine print and strict enforcement |
| Drawdown type | 2-Step: static 10% Maximum Loss. 1-Step: end-of-day trailing 10% Maximum Loss (recalculated 00:00 CE(S)T, only moves up; fully resets after each reward withdrawal) | Trailing on most models (1-Step 6%, 2-Step Goat/Standard 10%, Blitz 5%, Instant 4-6%); static 8% on the 3-Step; 2-Step Pro 8% |
| Daily loss limit | 5% (2-Step) / 3% (1-Step) of initial capital, on equity, recalculated daily at 00:00 CE(S)T | 1-Step/2-Step Goat/2-Step Pro/3-Step: 4%; 2-Step Standard: 5%; Blitz: 3% trailing; Instant Goat: 3%; Instant Pro: none |
| Profit target | 2-Step: 10% then 5%. 1-Step: 10%. No target on the funded FTMO Account | 1-Step: 10%. 2-Step Goat: 8%/6%. Standard: 10%/5%. Pro: 8%/4%. 3-Step: 6% per phase. Blitz: 3%. Instant: none |
| Consistency rule | 1-Step only: Best Day Rule - best day must not exceed 50% of Positive Days' Profit (applies to the Challenge and the FTMO Account; not a breach, just blocks passing/payout until diluted) | None on standard challenges; 15% on Instant Goat and the $1 model; 20% on Instant Pro (best day vs total profit) |
| News trading | Allowed throughout the Evaluation Process; funded Standard accounts restricted around selected news releases; Swing accounts unrestricted | Allowed, but profit on trades opened/closed within 5 minutes of high-impact news is capped at 1% of the account |
| EAs / automation | Allowed; HFT/latency arbitrage and other Forbidden Trading Practices prohibited | EAs allowed; copy trading across different individuals prohibited and aggressively enforced (similar entries can be flagged); 'unauthorized device usage' checks apply |
| Weekend holding | Funded Standard accounts must close overnight/weekend positions; Swing accounts may hold. No restriction during the Evaluation Process | Allowed |
| Min trading days | 4 trading days per phase (2-Step only); none on 1-Step or the FTMO Account | 3 valid days (each closing at least +0.5%) on challenges; 5 on Goat Blitz; 5-7 on Instant models |
| Time limit | No time limit on any phase | No time limits on any challenge phase; Blitz runs on limited weekend windows with a short completion window |
Payouts head-to-head
| FTMO | Goat Funded Trader | |
|---|---|---|
| Profit split (full terms) | 2-Step: 80% base, up to 90% via Scaling Plan. 1-Step: flat 90% | 80% base, upgradable to 100% via paid add-on |
| Payout frequency | On demand from 14 days; processed on a bi-weekly cycle, ~8h average processing | Bi-weekly (every 14 days) by default; first reward on demand after 3% profit and 3 trading days; 48-72h processing with a 2-business-day guarantee (+$1,000 if missed) |
| First payout | From 14 calendar days after first trade on the FTMO Account | On demand once the funded account has 3% profit and 3 valid trading days (KYC required for the first withdrawal) |
| Minimum payout | - | $100 |
| Scaling | Scaling Plan: 25% balance increase per 4-month cycle (requires 10%+ net profit over the window, at least 2 processed rewards and a positive balance), reward upgraded to 90%, up to a $2,000,000 maximum initial balance | Scaling plan up to $2M in simulated capital; maximum initial funding $400K |
Who should choose which?
· You want clearer, more stable rules (rules grade A vs C).
· The headline profit split matters most (100% vs 90%).
· You'd rather not trade under a consistency rule.
· You swing trade and hold over the weekend.
· You want an instant-funded option with no evaluation.
· You're trading from the United States.
· You specifically want Match-Trader or TradeLocker.
Is FTMO better than Goat Funded Trader?
It depends what you weigh: Goat Funded Trader pays the higher profit split.
Which is cheaper, FTMO or Goat Funded Trader?
Their entry prices are in different currencies or billing models (FTMO: €155, Goat Funded Trader: $36), so there is no like-for-like winner - compare at your account size in the table above.
Does FTMO or Goat Funded Trader allow EAs?
FTMO: Allowed; HFT/latency arbitrage and other Forbidden Trading Practices prohibited. Goat Funded Trader: EAs allowed; copy trading across different individuals prohibited and aggressively enforced (similar entries can be flagged); 'unauthorized device usage' checks apply.
Can US traders join FTMO or Goat Funded Trader?
FTMO: no, the United States is on its restricted list. Goat Funded Trader: yes, the US is not on its restricted list.
Which pays out faster, FTMO or Goat Funded Trader?
FTMO: On demand from 14 days; processed on a bi-weekly cycle, ~8h average processing. Goat Funded Trader: Bi-weekly (every 14 days) by default; first reward on demand after 3% profit and 3 trading days; 48-72h processing with a 2-business-day guarantee (+$1,000 if missed).
Terms last verified against each firm's own site: 2026-06-12 / 2026-06-12. How we rate.