Atlas Funded vs The5ers

On the numbers: The5ers pays the higher profit split; The5ers has the cheaper entry point; The5ers rates higher on Trustpilot. The right choice depends on which of those you weigh most - the rules, pricing and payout detail below is where they really separate.

Atlas Funded

multiple eval. 90% split, on-demand payouts.

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The5ers

multiple eval. 100% split, bi-weekly payouts.

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At a glance

	Atlas Funded	The5ers
TradingBay Rating	7.6	8.8 ★
Category	Forex	Forex
Founded	2024	2016
Profit Split	Up to 80%	Up to 100% ★
Payout Cycle	Bi-weekly	Bi-weekly
Account Sizes	$5K–$400K	$2.5K–$250K
Cheapest Challenge	$38	$19 ★
Platforms	MT5, TradeLocker, Match-Trader	MetaTrader 5 (Hedge), cTrader
Trustpilot	4	4.7 ★

Which is cheaper at $50K and $100K?

Lowest listed price for that account size, across each firm's challenge types.

	Atlas Funded	The5ers
$25K account	$148	-
$50K account	$228 ★	$309
$100K account	$368 ★	$545
$200K account	$668	-

Rules head-to-head

Drawdown type is the rule that catches most traders out - read it before the profit split.

	Atlas Funded	The5ers
Rules grade	C - Flexible headline rules, demanding fine print	B - Fair and transparent, but growth is gradual ★
Drawdown type	Static max overall loss on 1 Step (7%), 1 Step Pro (6%), 2 Step (10%), 2 Step Pro (8%), 3 Step (8%) and Access funded stage (6%); trailing on Instant Funded (5%, locks at breakeven after 5% profit) and $1 Pay Later 1-Step (8%)	Hyper/Pro Growth: 6% static stop-out from initial balance. High Stakes: 10% absolute max loss. Bootcamp: 5% max loss per step, 4% when funded.
Daily loss limit	1 Step 4%, 1 Step Pro 3%, 2 Step 5%, 2 Step Pro 5%, 3 Step 4%, Instant 3%, Access/Pay Later 5% (3% funded) - based on previous day's highest balance or equity, resets midnight UTC	Hyper Growth: 3% daily pause (not a breach). Pro Growth: 3% daily loss = account termination. High Stakes: 5% daily (from higher of balance/equity at server midnight). Bootcamp: 3% daily pause on funded stage only.
Profit target	1 Step 11%; 1 Step Pro 9%; 2 Step 9%/5%; 2 Step Pro 8%/5%; 3 Step 6%/6%/6%; Pay Later 2-Step 6%/4%; $0/$1 Access 4%; Instant none	Hyper/Pro Growth: 10%. High Stakes: 10% then 5%; 10% per funded scaling step. Bootcamp: 6% per step, 5% per funded milestone.
Consistency rule	None on standard evaluations; Instant Funded 20%; $1 Pay Later 1-Step funded 25% (blocks payout, not a breach)	No fixed best-day percentage; profitable-day minimums serve the same purpose.
News trading	Allowed during evaluation (before, during and after major news)	Allowed; bracket strategies around high-impact news prohibited. High Stakes: no new orders within 2 minutes before/after high-impact news.
EAs / automation	Allowed on all stages, evaluation and funded	EAs allowed except tick-scalping, HFT, arbitrage, emulators, copy/coordinated trading - banned EAs void the account without refund.
Weekend holding	Allowed - overnight and weekend holding permitted at all stages	Overnight and weekend holding allowed (indices carry very high weekend swaps).
Min trading days	1 Step 5 (1% profit/day), 1 Step Pro 4 (1%/day), 2 Step 5/phase (0.5%/day), 2 Step Pro 5/phase (0.5%/day), 3 Step 4/phase (0.5%/day), Instant 5 (1%/day); waivable via add-on	-
Time limit	Unlimited on all models	Unlimited time to pass; accounts inactive for 30+ consecutive days expire.

Payouts head-to-head

	Atlas Funded	The5ers
Profit split (full terms)	80% default, upgradeable to 100% via checkout add-on (+20% fee); Pro models add 5-15% of evaluation-phase profits	Starts at 50/50 (Hyper Growth, Bootcamp), 75/25 (Pro Growth) or 80/20 (High Stakes) and scales to 100% - top High Stakes tiers pay 100% plus $4,000-$10,000 fixed payouts
Payout frequency	Default: first reward 14 days after first funded trade, then every 14 days (Instant: 28 then 14; 1 Step Pro: every 30); weekly / bi-weekly / on-demand via add-ons; 24h Payout Reward Guarantee	First payout 14 days after receiving the funded account, then every two weeks; the cycle resets each time the account scales
First payout	After 14 days by default (Instant Funded: 28 days; 1 Step Pro: 30 days); on-demand or weekly with add-ons	14 days after the funded account is issued
Minimum payout	$100	$150 (after profit split); crypto withdrawals capped at $1,500 per request
Scaling	Scaling plan available for consistently profitable traders (reviewed individually); maximum active funded allocation is $400,000 per trader (e.g. 4 x $100K). Challenge fee refunded on the 4th payout (5th on Instant Funded); 1 Step Pro pays 15% of evaluation profits on the 3rd reward, 2 Step Pro pays 5% (Step 1) + 10% (Step 2).	Hyper Growth doubles the account at every 10% target up to $4M; Pro Growth scales incrementally to $500K; High Stakes scales 10% steps to $500K with split rising 80/20 to 100/0 + fixed payouts; Bootcamp scales every 5% up to $4M

Who should choose which?

Choose Atlas Funded if…

· You're buying a $50K account ($228 vs $309).

· You want to withdraw more often (Bi-weekly vs Bi-weekly).

· You run EAs or automated strategies.

· You trade the news.

· You want an instant-funded option with no evaluation.

Choose The5ers if…

· You want the cheaper entry ($19 vs $38).

· The headline profit split matters most (100% vs 80%).

· You want clearer, more stable rules (rules grade B vs C).

· Independent reputation matters to you (Trustpilot 4.7 vs 4).